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How to Calculate Debt Service Ratio?
Debt Service Ratio (DSR) or Nisbah Khidmat Hutang is a crucial metric, akin to the "financial health index," that banks employ to ascertain an individual's suitability for a bank loan. ...more
Housing Finance
October 20, 2023•3 min read
How to Buy a House with the SJKP Scheme without Paying Any Downpayment?
The SJKP scheme is a government initiative that provides financing guarantees to help first-time homebuyers without a fixed income obtain a mortgage. ...more
Housing Finance
October 10, 2023•4 min read
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